We offer a suite of financial services to protect your finances and you future. The list of services all-inclusive in our plan membership are tools and access to
- budgeting - credit attorney - credit restoration
- credit builder - credit monitoring - debt payoff system
- financial lockbox - net worth system
- savings goals system
We also provide a legacy protection tool called the MyCare Plan which allows our clients to establish their Last Will, Living Trust, Healthcare and Financial Power of Attorney documents.
In addition to these services we offer a Youth Financial Literacy Program called the YFL Family Mint. The FamilyMint is an award-winning online money management and goal-setting application that offers an engaging way for kids to learn financial responsibility. We also give annual scholarships to high school seniors and first year college freshman.
With our FES Protection Plan Membership were here to strengthen your financial stability, opportunities and future. We help you to protect your financial future & keep your family secure. Take a look today!
The Credit Reality
It doesn't take much to get bad credit. You can ruin your credit score before you even realize you have one, or before you realize how important it is to have a good credit score.
Your credit score is a reflection of how you've handled your financial obligations. It's based on information that's been reported to credit bureaus by companies, like credit card issuers and lenders, you have financial accounts with.
If you've paid your bills on time and managed your accounts wisely, you'll have a good credit score. But, if you've made some mistakes — like not paying on time or not paying at all — you'll end up with bad credit.
If you have bad credit, then you know how tough it can be. Bad credit makes many things difficult, impossible, or more expensive. We all know that banks check credit scores before they give you a credit card or a loan. That means the process of buying a house or car is more difficult when you have bad credit. Even renting an apartment is tough without a good credit score. Insurance companies often charge a higher rate for drivers that have bad credit scores. Utility service providers check your credit to decide whether you should pay a security deposit. As years go by, the list of companies who check your credit will probably grow instead of shrink.
Why Pursue Credit Repair?
No matter how bad your credit is right now, the damage isn't permanent. Credit repair allows you to fix the mistakes hurting your credit and improve your credit score.
Get Started Today!