Page 12 - HBREA | Realtist - Week 2021

3% down payment. No mortgage insurance. 1

Ask about our Affordable Loan Solution mortgage
®

Buying a home may be more affordable with our Affordable
Loan Solution mortgage. Put as little as 3% down, and no
®
mortgage insurance is required.

Now is the • Homebuyer education may be required for first-time buyers from a Visit my website to search
Save even more on
HUD-approved counseling agency, including Connect to Own® providers,
a
down
payment
or by completing Freddie Mac’s CreditSmart® program.
1
time to make • Maximum income and loan amount limits apply (varies by location) plus cost savings programs that
for down payment resources
• Loan amounts up to $548,250 with 3% down payment and up to
your move. $822,375 with 5% down payment in high-cost areas. can be combined with a low
down payment mortgage.
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At BancorpSouth Mortgage, we’re here to help.
We’re right where you are ready to help find the home loan that works best for you, to offer advice and online
mortgage tools & applications, and to guide you through the mortgage process step-by-step. So, go ahead. Make your
move, but don’t be surprised if we help you unpack. Because at BancorpSouth, we’re here to help any way we can.
Find Your Home Loan Help at:
BancorpSouth.com/FindALender
1 Maximum income and loan amount limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Maximum loan-to-value (“LTV”) is 97%,
and maximum combined LTV is 105%. For LTV >95%, any secondary financing must be from an approved Community Second Program. Homebuyer education may be required. Other restrictions apply.
2 Down payment and/or closing cost assistance programs may not be available in your area. Down payment and/or closing cost assistance amount may be due upon sale, refinance, transfer, or repayment
of the loan, or if the senior mortgage is assumed during the term of the loan. Some programs require repayment with interest, and borrowers should become fully informed prior to closing. Not all
applicants will qualify. Minimum credit scores may apply. Sales price restrictions and income requirements may apply. Homebuyer education may be required. Owner-occupied properties only. Maximum
loan amounts may apply.
Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
Bank”of”America and the Bank”of”America logo are registered trademarks of Bank”of”America Corporation. Freddie Mac and CreditSmart are registered trademarks of Federal Home Loan Mortgage
Mortgages are subject to approval. Interest rates are subject to change without notice & dependent on credit score. This is not a commitment to lend or rate guarantee. | NMLS #410279 Corporation (FHLMC), known as Freddie Mac. Bank”of”America, N.A., Member FDIC. Equal Housing Lender.
©2020 BancorpSouth All Rights Reserved ©2021 Bank”of”America Corporation. FL-12-20-0359.B | MAP3354090 | 12/2020 | 00-62-0003D